PRACTICE — 01
Wealth Management
One balance sheet, one set of hands. We hold the whole picture so that no single decision gets made in isolation from the rest of it.
How the work is organised
Every family is held by two people who know the file and answer the phone. Nothing is routed through a call centre, and nobody inherits your account because a quota moved. The second person exists so that continuity does not depend on one person's health or holidays.
What we look at first
Liquidity, obligations, and the things that would be sold badly under pressure. Portfolios come after that, because a portfolio built without knowing when the money is needed is a guess wearing a spreadsheet.
Concentrated positions
Many of the families we work with hold one asset that dwarfs the others — a company, a building, a block of stock they cannot or will not sell. We treat that as a fact to plan around rather than a problem to argue about.
What the engagement includes
- A written plan, revised on a fixed calendar
- Cash and credit reviewed alongside investments
- Coordination with your attorney and accountant
- One annual meeting with the next generation, if you want it
Fee-only. We are paid by our clients and by no one else.